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How to Play Mini-Baccarat

Mini-Baccarat is an elegant, simple game to play. There are only two decisions you have to make. How much you want to bet, and whether to bet on the banker or the player. If you bet on the banker, simply place your bet in the area closest to you marked "Banker." Likewise, if you bet the player. The Casino-Hotel will collect five percent commission of all money won on the bank. The commissions must be paid at the conclusion of each shoe..

Tie Bet

Another additional bet you may make is a Tie Bet (Both Player and Banker hands will end in equal totals). A winning Tie Bet pays 8 to 1. As for the game itself, Baccarat is played with eight decks of cards. Any card from 2 to 9 uses its face value. Ace equals one, deuce equals two, and all 10s and face cards, or any combination of them, have no value. When the total of the cards exceeds nine, the first digit of the total is dropped, because in the game of Baccarat, all hands must be a single digit number from 0 to 9. So, 7 + 4 = 1, Queen + Ace = 1.

All bets must be placed before the dealer calls, "no more bets" and the cards are dealt.The game begins when four cards are dealt alternately from the shoe: the first card to the player, the second card to the bank, the third card to the player and the fourth card to the bank. If the point count of either hand is 8 or 9, it is called a Natural and no additional cards are drawn. The dealer announces the point count of the player's hand and the banker's hand and the dealer will draw additional cards according to the rules below. Only one additional card may be drawn to each hand. The hand closest to 9 wins and is paid at odds of 1 to 1. If both player's and banker's hand result in identical totals, it is Tie Hand and the Tie Bet wins; neither the player nor the banker hand wins or loses. The below chart describes the rules governing the drawing of additional cards.

Bankers Rules

When the Banker's first two cards total:  Banker draws when the player's third card is:  Banker does not draw when the player's third card is:
 3  1, 2, 3, 4, 5, 6, 7, 9 or 0  8
 4  2, 3, 4, 5, 6 or 7  1, 8, 9 or 0
 5  4, 5, 6 or 7  1, 2, 3, 8, 9 or 0
 6  6 or 7  1, 2, 3, 4, 5, 8, 9, or 0
 7  Stands
 8 or 9  Natural Stands

Mini-Baccarat is a smaller form of Midi-Baccarat. All cards in Mini-Baccarat are dealt by the dealer and the dealer controls the shoe. The decisions made are the same as Baccarat. The player must decide on whether or not to bet on the banker, the player or on the Tie Bet. Five percent commission is collected on all money won on the bank.

Dragon Bonus®

Is an optional side wager for Mini-Baccarat that does not change the drawing rules or commission structure.

Players have two ways to win:

Players must make the Dragon Bonus® wager before the dealer calls "no more bets." The Dragon Bonus wins when your hand is a natural winner, or when your non natural hand wins by at least four points. With Non-Natural winners, the larger the margin of victory, the large the payout. The Dealer will then deal the traditional Mini-Baccarat hand according to house procedures. When the hand is over, the Dealer will reconcile traditional Mini-Baccarat wagers according to the house procedures.

The house will remove losing bets immediately and then pay the winners.

Notes on Naturals:

  • Natural winners pay even-money on the Dragon Bonus® bet.
  • In the event of a Natural that ties, the Dragon Bonus® pushes.

Dragon Bonus® Wager Payout Schedule


 Natural Winners    1 to 1                 Win By 9 Points  30 to 1
 Natural Ties    Push  Win By 8 Points  10 to 1
     Win By 7 Points  6 to 1
     Win By 6 Points  4 to 1
     Win By 5 Points  2 to 1
 Win By 4 Points  1 to 1